ARK INSURE
Make decisions that don’t come back to you.
Most claims disputes aren’t about fraud. They’re about plausibility.
Ark Insure verifies whether a reported event could have happened — using physics, causality, and immutable constraints.
THE CORE PROBLEM
Claims don’t fail in software. They fail in courtrooms.
Most claims systems optimize for speed, not defensibility.
They output: risk scores, confidence percentages, AI “assessments”.
But when challenged by a claimant, a lawyer, or a regulator, those outputs collapse into opinion.
A probability is not evidence.
UNDER SCRUTINY
Why claims decisions get escalated
| What Most Systems Do | Why It Fails |
|---|---|
| ML fraud scores | Cannot be explained or reproduced |
| Visual similarity checks | Fail under cross-examination |
| Behavioral heuristics | Drift over time |
| Vendor black boxes | No audit trail |
| “Trust the model” | Courts don’t |
THE DIFFERENCE
Ark Insure does not decide who to trust. It verifies what is possible.
Every claim is evaluated against non-negotiable real-world constraints:
- Physics
- Geometry
- Causality
- Sensor behavior
- Temporal consistency
If the reported event violates those constraints, it is provably false.
No scoring. No learning. No interpretation.
VERIFICATION DOMAINS
What Ark Insure verifies
Lighting direction consistency
Shadow geometry
Perspective coherence
Sensor PRNU signatures
Screenshot vs camera capture artifacts
Synthetic rendering fingerprints
Energy transfer limits
Deformation plausibility
Motion continuity
Damage symmetry
Time-of-event feasibility
Cross-image lighting consistency
Camera reuse detection
Scene topology coherence
Metadata causality validation
PROCESS FLOW
How a claim is evaluated
Each verdict is accompanied by:
- Explicit violated constraints (if any)
- Reproducible verification steps
- Inspector-grade explanation
EVIDENCE
Not a report. An artifact.
A courtroom-grade Evidence Packet containing:
- Verified inputs
- Deterministic tests applied
- Constraint violations (or confirmations)
- Clear causal explanation
- Reproducible methodology
This packet is auditor-readable, lawyer-readable, and regulator-readable.
And does not depend on vendor authority.
TO BE EXPLICIT
What Ark Insure does NOT do
- No probabilistic fraud scores
- No black-box AI judgments
- No behavioral profiling
- No model retraining
- No “confidence percentages”
Ark Insure exists specifically because those tools fail when challenged.
WHO THIS IS FOR
Who Ark Insure is for
Claims officers
Loss adjusters
Underwriting review teams
Internal audit & compliance
Insurance carriers
Reinsurers
State-backed insurers
Regulated financial institutions
Ark Insure is available to licensed entities only.
WHY THIS MATTERS
You don’t deny claims. You justify decisions.
Ark Insure exists to:
- Reduce escalation
- End disputes early
- Protect decision-makers
- Replace argument with verification
This is not automation. This is defensibility.
TRUST & JURISDICTION
Designed to be auditable — anywhere
Ark Insure:
- Does not persist claimant data
- Does not create behavioral profiles
- Does not export raw telemetry
- Can run in-region or on-prem if required
NEXT STEP
If this claim goes to court, what will you stand on?
Ark Axiom verifies claims against physical reality. We do not estimate trust. We prove possibility.